Consumer Protection, Debt Defense & Bankruptcy
What we Are Expert at
Legal Practice Areas
Debt Collection Lawsuit Defense
Sued over a debt in Florida? Attorney Bryan R. Ramos defends people across Miami-Dade against collection lawsuits, garnishment, and default judgments.
Wage Garnishment Defense
A collector is taking money from your paycheck. Learn how to stop wage garnishment in Florida and what a garnishment defense attorney can do to help.
Bank Account Levy Defense
A debt collector froze your bank account in Florida? Learn how a bank levy attorney can challenge the levy and get your money released.
Head of Household Exemption
If you support your family, Florida’s head of household exemption can protect your wages from garnishment. Learn how to claim it under Fla. Stat. 222.11.
Pre-Suit Debt Negotiation & Settlement
Settle a debt before it becomes a lawsuit. A Florida debt negotiation attorney can deal with collectors directly and protect your interests.
Consumer Protection (FDCPA / FCCPA)
Harassed by a debt collector in Florida? An FDCPA and FCCPA attorney can hold collectors accountable and sometimes recover money for you.
Statute of Limitations on Debt
Being sued over an old debt in Florida? The statute of limitations may bar the claim. Learn how long a debt can be collected and how to fight zombie debt.
Debt Validation
Not sure the debt is even yours? A Florida debt validation lawyer can make a collector prove the debt is real, accurate, and actually belongs to you.
Motion to Vacate Default Judgment
A default judgment was entered against you in Florida? It may not be final. Learn how a motion to vacate can reopen your debt collection case.
Credit Card Debt Defense
Sued over a credit card balance in Florida? A credit card debt lawyer can defend the case, question the paperwork, and work toward a better outcome.
Credit Card Debt Defense
Sued over a credit card balance in Florida? A credit card debt lawyer can defend the case, question the paperwork, and work toward a better outcome.
Open Account & Account Stated Claims
Collectors often sue on open account and account stated theories in Florida. Learn what these claims mean and how they can be challenged.
Fraud Claims & Identity Theft Protection
Chased for a debt you never opened? A Florida attorney can help with fraud and identity theft claims and fight collection on accounts that are not yours
Predatory Lending & Usury
Trapped in a loan with sky-high interest or hidden terms? A Florida attorney can challenge predatory lending and usury and fight unfair loan practices.